
Ryan Adams · REALTOR® · Oʻahu
Oʻahu real estate,
run like a mission.
I spent 14 years in the Army. Now I help military families, VA buyers, sellers and investors on Oʻahu, and I'll give you the honest answer even when it's not the one you wanted.
14 Years Army
Infantry · Operations · IntelligenceVA Assumption Specialist
I'll help you check the loanLicensed RS-84757
Hawaiʻi real estateeXp Realty Hawaiʻi
Oʻahu, HawaiʻiLook for a home on Oʻahu.
You'll find MLS listings and can save a search for new-home alerts. If you see something you like, send it my way.
Oʻahu real estate
What are you looking to do?

Military & PCS
Got PCS orders?
Let's talk about the house.
I can help you buy before you arrive, or work out whether to sell or rent when you leave. We'll start with your orders, BAH and commute.
Talk about my PCSWho I help
Tell me what you've got in mind.
Military & PCS
Orders to Oʻahu? Or leaving?
I can help you buy before you arrive, or work out whether to sell or rent when you leave. We'll start with your orders, BAH and commute.
See how I can help →VA Assumables
See if a VA assumption fits.
I'll help you find homes with VA loans that may be assumable, then check the rate, the equity gap and what the servicer needs.
See how I can help →Sellers
Let's work out what to ask.
If you've got a low-rate VA loan, buyers may be able to assume it. I'll help you understand what that means before you list.
See how I can help →Investors
Let's look at the numbers.
I work on multifamily, seller financing, creative financing, 1031s and short sales. We can talk through the numbers and the risks together.
See how I can help →
Ryan Adams · Oʻahu, HawaiʻiMeet Ryan
I'm Ryan, and those are my dogs.
I spent 14 years in the Army working in infantry, operations and intelligence. Now I'm an Oʻahu Realtor with eXp Realty Hawaiʻi, and VA loans and assumptions are my specialty.
Why me
I'll tell you what I think.
You can find plenty of houses online. I can help you figure out whether the price, the financing and the timing make sense for you.
Veteran
My 14 years in the Army included infantry, operations and intelligence. You can ask me the real estate questions without the acronyms.
VA specialist
VA loans and assumptions are my specialty. I'll help you understand the rate, the equity gap and the entitlement questions.
Creative financing
If a regular loan doesn't fit, we can look at other options. Seller financing, 1031s and short sales all come with their own questions.

VA Assumables
Could the seller's loan
work for you?
I'll help you find homes with VA loans that may be assumable, then check the rate, the equity gap and what the servicer needs.
Get the VA listSearch by area
Where do you want to live?
Start with the areas that fit your commute. Kapolei to Schofield isn't the same drive as Mililani to Schofield.
Clients
What my clients say
These are my clients' reviews, pulled straight from Google.
Free list
Get the VA list for Oʻahu.
I'll send you homes where the seller's VA loan may be assumable, along with the rate, balance and estimated equity gap when they're available.
- Rate and estimated balance, when available
- My estimate of the equity gap
- No obligation, and you can unsubscribe anytime

Let's talk
Got questions? Call or text me.
I actually answer my phone. Or grab a time that works for you.








